Credit & Financing

Go2sleep Gallery® offers an array of creative financing options to fit anyone’s budget! Our goal is to assist every customer, regardless of credit status, in obtaining the sleep experience they deserve! We offer traditional credit financing, as well as no-credit lease to own payment plans.


Design a solution that works for you:

Credit Card

We accept the following major credit cards for store and online purchases:
VISA, MasterCard, Discover, and American Express

Magic Circle Credit

Enjoy 6 Months Interest Free Financing on every mattress or furniture purchase! Applying online is fast, convenient, and secure. With your approved application you will be able to shop at any Go2sleep Gallery store! Our exclusive Magic Circle Credit in-house financing means you deal only with our parent company Olum’s – No Banks, No Financing Companies, No Hassle! (Subject to credit approval. Down payment required. Minimum monthly payments required. See store for details.)

***Please Note: Magic Circle Credit is through our parent company, Olum’s. The Apply Now button will take you to the secure site for your credit application. For your identity protection Magic Circle Credit may only be used in our physical Go2sleep Gallery stores, and not for online purchases. Thank you for your understanding.***

Uown Payment Plans

No Credit Needed & No Down Payment!

Life happens! Almost everyone can qualify for purchases with Uown’s no credit needed payment plans. Regardless of your current credit, getting new furniture and bedding is easy with this lease to own purchase option. No Down Payment, Quick Approval, and Flexible Payments are all things you’ll find with Uown!

***Please Note: Uown is offered through our parent company, Olum’s. The Apply Now button will take you to Uown’s secure site for application. Please choose from our Northern Lights or Vestal Parkway locations, to purchase from our Go2sleep Gallery.***

You can apply online, or come in to the store nearest you to apply at a Uown kiosk.
Apply today, get it today! You’ve Got This!

Extended 0% Financing

We offer extended financing plans through Wells Fargo and Synchrony Financial. Available on purchases in both Go2sleep Gallery® stores.

Enjoy 36 Months 0% Interest Financing on furniture and mattress purchases $2999 or more, 24 Months on $1999 or more, 18 Months on $1299 or more, and 12 Months on $399 or more, to well qualified buyers everyday! (Subject to credit approval. Some restrictions may apply. See store for full financing details and qualifications.)


Find your best night’s sleep today – and Go2sleep®!

At other bedding stores, you’re forced to pick out a mattress based on how it feels after only a few minutes of testing it in the store, but not at Go2sleep Gallery®. In the Go2sleep Gallery®, we utilize the bedMATCH system, which pairs you with a mattress tailored for your body type and preferred sleeping position using scientific calculations.

Find the bed that best fits you!